These terms apply when you use capitaltimes.asia, our newsletters and reader accounts. Capital Times is operated by [legal company name] ("Capital Times," "we" or "us"). By using the site, you agree to these terms. If you do not agree, please do not use the site.

Not investment advice

Nothing on Capital Times is investment, financial, legal or tax advice. Our articles, newsletters, editorials, data and charts are journalism and general information. They do not take account of your circumstances, and nothing we publish is a recommendation to buy, sell or hold any security or other investment.

Investments can fall in value as well as rise. Before you make a financial decision, consider getting advice from a licensed professional. You are responsible for your own decisions.

Market data

Market data on the site comes from third-party providers and official sources. It may be delayed, and it may contain errors. It is provided "as is," for information only, and is not intended for trading. We do not guarantee that it is accurate, complete or current. Data from third-party providers remains theirs, and you may not copy or redistribute it.

Using the site

You may use Capital Times for your own lawful, personal purposes. You must not:

• interfere with the site or try to gain access to parts of it, or to accounts, that you are not authorized to use
• use automated tools to scrape, copy or bulk download our content, including to build databases or train AI systems, without our written permission
• remove or change any credit, copyright notice or license information
• pretend to be Capital Times or to speak for us

We may change, suspend or stop any part of the site or our newsletters at any time.

Your account

Reader accounts are free. If you create one:

• the account is for one person, and you must be at least 16
• the information you give us must be accurate
• you must keep your password safe and tell us at newsroom@capitaltimes.asia if you think someone else has used your account
• you are responsible for what happens under your account

We may suspend or close an account that is used for abuse, fraud or anything else that breaks these terms. You can delete your account at any time from the account page. How we handle account data is explained in our Privacy Notice.

Our content and how you may use it

The articles, headlines, newsletters, graphics and design of Capital Times are owned by [legal company name] or its licensors and are protected by copyright. The Capital Times name and logo belong to [legal company name].

You may:

• read our content and save articles to your account
• keep or print copies for your own personal, non-commercial use
• share links to our articles
• quote short passages, as long as you credit Capital Times and, where possible, link to the article

Any other use, including republishing, selling or distributing our content or using it commercially, needs our written permission. Email newsroom@capitaltimes.asia to ask.

Photos on the site come from Wikimedia Commons and are credited beneath each image. Each photo is covered by the license shown in its credit, and that license, not these terms, governs how you may reuse it.

Things you send us

When you send us a tip, message, correction request or other material, you confirm that you have the right to send it and that it is not unlawful. You keep any rights you have in it, and you allow us to use it in our reporting and to respond to you. We decide whether and how to use it. We do not pay for submissions. We do not publish a source's identity without that person's consent, as explained on Send a News Tip.

Links and advertising

Our articles link to sources and other websites that we do not control. We are not responsible for their content or practices, and a link is not an endorsement.

Ads on the site are clearly labeled. Advertisers are responsible for their own ads, products and services.

Disclaimers

We work hard to be accurate, as our Editorial Standards describe, and we correct errors under our Corrections Policy. Even so, the site is provided "as is" and "as available." We do not promise that it will always be available, free of errors or complete. Articles reflect the information available when they were published.

Limitation of liability

To the extent the law allows, Capital Times and [legal company name] are not liable for any loss or damage arising from your use of the site or your reliance on anything published on it. That includes investment losses, lost profits, lost data and losses caused by the site being unavailable.

Nothing in these terms limits any liability that cannot be limited under the law that applies, or takes away any consumer rights you have that cannot be waived.

Changes to these terms

We may update these terms from time to time. When we do, we will publish the new version on this page with its date. If you keep using the site after a change, the updated terms apply. These terms were last updated on Oct. 27, 2026.

Governing law

These terms are governed by the laws of [governing law, for example Hong Kong]. Disputes about them will be handled by the courts of [governing law, for example Hong Kong], unless the law where you live gives you the right to bring a claim in your local courts.

Contact

Questions about these terms can be sent to newsroom@capitaltimes.asia or to [legal company name], [registered address].